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Story series
Two Mortgages, Changing Priorities
How my thinking about repayment, rates and cash flow changed between two mortgages
1 PART 01
When I Bought My First Home, I Wanted to Repay the Mortgage Fast
Studying inheritance-related title issues during my first home purchase and choosing to repay principal as quickly as possible.
01 / 03Read ↗
2 PART 02
Where Did Five Years of Mortgage Rate Discounts Go?
My experience meeting card, payroll and automatic-transfer requirements for five years before the discount period ended.
02 / 03Read ↗
3 PART 03
What I Chose Differently for My Second Mortgage
Choosing simpler rate terms and equal-total payments as my priorities shifted toward available cash and predictable spending.
03 / 03Read ↗